Use case Automotive Tier1OEM 2W 3W.
Finance & Leasing
Use case EV Leasing
About the Company
Customer is currently one of the highest loan disbursers in EV 2w and 3w segment with over 70000 assets leased.
Customer Challenges
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Lack of asset visibility post-deployment, especially in Tier-2/3 market.
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High default risk with limited usage controls or data signals.
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Uncertainty in residual value due to poor or missing battery health data.
Solution
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Confirm end-user deployment, geo-tag asset location, and onboard usage profiles.
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Monitor State of Health (SoH), charging behavior, temperature anomalies, and predict degradation.
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API hooks to link disbursement, repayment cycles, insurance coverage, and battery warranty.
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Portfolio Analytics Dashboard- View asset-level and portfolio-level risk metrics including under-utilization, misuse, and early warning signals.
Result
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70–85% reduction in delinquency risk due to real-time usage monitoring.
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Digitized financing lifecycle, enabling pay-per-use, subscription, and usage-linked financing models.
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Improved underwriting confidence for financiers working with first-time borrowers or thin-file users.
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Reduced NPA and higher portfolio profitability for NBFCs, banks, and leasing companies.
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